致富邦金控公開信
富邦金控於2021年6月7日宣布20項2025年ESG目標，未來將以ESG四大策略為主軸，其中包含低碳、數位、激勵與影響。而低碳的部分，針對電廠、煤礦業、水泥業、石化業及鋼鐵業等五大高碳排敏感性產業擬定准入及撤資標準。
公司發表聲明，表示從今年起將不再承做新的燃煤電廠專案融資。富邦金控也採取了比例原則，不再投資燃煤比大於50%的電廠，除非資金明確用於綠能轉型的計畫。在煤礦業方面，將不再新增僅開採煤炭的礦業公司融資案件。石油業方面也不再新融資給原油探勘開採、垂直整合(含原油探勘/開採/煉油及油品銷售)、油田服務及輸送管道、煉油等業務。而針對水泥業與鋼鐵業，也都不再提供新融資給會產生大量碳排的營運或製造模式。
董事長蔡明興表示富邦以「Run for Green 奔向綠色」為主軸，讓ESG成為公司推動永續轉型的幫手，讓「投資、貸放的每一塊錢，都是對環境、社會有益的」。
近幾個月來，化石燃料產業逐漸式微。不論是荷蘭法院宣判殼牌敗訴，要求殼牌在2030年須減排45%、或是國際能源總署(IEA)於最新一期報告中指出，全球不該再有新的化石燃料開發案件，相關的資助也該停止、又或是G7高峰會提及全球應該開始逐步淘汰化石燃料投融資，尤其是在燃煤的使用上，更應該為首要汰換目標。這些國際事件與趨勢都符合巴黎協議的目標，讓地球升溫在本世紀不要超過1.5度，以避免各種災害。
350台灣很高興再次看到台灣的金融單位加入國際氣候行動趨勢，實際貫徹ESG理念來面對氣候變遷問題，富邦除了煤礦業也延伸觸及到石油業，都積極撤資，十分值得鼓勵。但除了新的投資專案，我們也希望富邦能夠對於現有的化石燃料案場提出承諾，在約期到時不再續約，同時也可對針對案廠規模與開發商做迴避，並且也列出公司無煤期程，達到完全避開全球煤產業的目標。
於此同時，我們也呼籲更多台灣的金融單位與全球的氣候行動趨勢同步，不論是私人銀行、官股銀行或國家基金，宣示不再資助化石燃料產業，一起讓國際社會認知台灣面對氣候變遷的決心，用金融的方式，撤資汙染、投資未來！
350台灣團隊
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Open Letter to Fubon Financial
Fubon Financial announced on June 7th its 20 items 2025 ESG goals. Going forward, there will be four pillars under the ESG framework, including Low Carbon, Digitalization, Incentivization, and Impact. Regarding Low Carbon, there will be guidelines set up for investment and divestment for intensive carbon-emitting industries such as the electric power industry, the coal industry, the cement industry, the petroleum industry, and the steel industry.
The company stated that starting this year there will be no more new financing of coal-firing plants. Fubon also integrates a principle of proportionality that avoids power plants that generate 50% of their power from coal, unless stating the site has a clear renewable energy transition plan. As for the coal industry, there will be no financing for companies that only develop coal mining. On the topic of petroleum, there will be no new financing for oil exploration, drilling, oil refining, and other oil services. The financing for high emitting procedures and productions for the cement and steel industry will also be banned.
The chairman of the board, Richard Tsai, states that “Run for Green” is the main theme to make ESG the helping hand to push for a sustainable transition. It is to make “every dollar from lending and investing to be beneficial for the environment and the society.”
In the past few months, there has been a weakening of the fossil fuel industry. Shell lost its lawsuit and is now required by the Dutch court to reduce its carbon emission by 45% by 2030. The International Energy Agency(IEA) pointed out in its newest report that the world has to stop all new fossil fuel projects and their investments. G7 also mentioned that fossil fuel finance should be phased out globally, especially the usage of coal should. All these international events and trends fit the goal of the Paris Agreement to keep the rising temperature to be under 1.5C by the end of this century to avoid various disasters.
350 Taiwan is very glad to see that once again another Taiwanese financial institution joins global climate action trends to use financial flow to face climate challenges. It is great to see the proactiveness of Fubon as it also expanded its divestment reach to the oil industry beyond the coal industry. However, aside from not investing in new projects, we would also like to see Fubon commits to leaving current projects when their terms are due. They can also avoid certain projects and developers altogether. In addition, creating a planned path towards a no coal future is needed to fully avoid the global coal industry.
We hereby also encourage other financial institutions in Taiwan to step up, both private banks, public banks, or national funds, to no longer fund any fossil fuel projects. Let the world recognize Taiwan’s commitment to face climate change. Let us use financial tools to move money and build the future!
350 Taiwan